How can you sell your apartment if you are already retired

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With retirement begins an exciting stage: old hobbies Belgium Email List are recovered, new ones are discovered and the door is even opened to a complete change of scenery. Therefore, below we will tell you how you can sell your apartment if you are already retired and the benefits that, because you are retired, you will enjoy.  

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Why you should sell your apartment if you are retired
Retirement is a very important turning point in anyone's life. From one day to the next, after perhaps more than 40 years working, you find yourself with a clear calendar . You are more master of your time than ever, and important reflections arise.

Is it time to live the country life you've always fantasized about? How about a change from the big city for a coastal town? This is how you find yourself carrying out, for example, an online appraisal of your house to see how much you could get for it and how you could use that money.

Retirement, furthermore, usually coincides with a change in personal circumstances . Maybe the children have already become independent, the family house has become too big and you are looking for something more secluded. Or maybe you already have some ailments and are not up to climbing the stairs of your house or apartment without an elevator.

There are many reasons to sell your home while retired , and the money you get can be the best complement to the retirement you have always imagined.



Recommended reading:   What tax am I exempt from at age 65 when selling an apartment?
Tax benefits for a retiree when selling his or her apartment
There are three basic taxes on the sale of a flat : the IBI, the municipal capital gains and the personal income tax. What you pay for the latter depends on the profit margin achieved with the sale, which will fall into one of the income tax brackets with their respective tax percentage.

Well, all this should not matter to you, since retirees do not pay personal income tax when selling their apartment . Of course, to do this, the home must be the usual one , and the capital gain cannot exceed €240,000. If it is, the part that exceeds that figure will be taxed. But be careful: the capital gain is not what you receive from the sale, but the difference between what you once paid (acquisition value) and what you receive for selling it (transmission value).